Bank Syariah Mandiri Recruitment

Company Profile

PT Bank Syariah Mandiri has since 2001 been granted with foreign exchange service license. Ever since, BSM has serve the public in need of foreign exchange services in accordance with the fatwa DSN No 28/DSN-MUI/III/2002. As a fast growing sharia bank and has become the biggest sharia bank in Indonesia, PT Bank Syariah Mandiri (BSM) has developed foreign currency trading services. BSM foreign exchange services include exchange of bank notes (cash) and general forex. Foreign currencies trade-able at BSM can be reached at any BSM branch office. This sharia sale and purchase activity is in accordance with the Fatwa DSN No. 28/DSN-MUI/III/2002.

• Non on speculation purposes
• Customer is need of foreign currencies fo transaction or for standby cash
• In case the exchange involves the same currency, the value must be equal and in cash only.

Company values in utmost appreciation to humanity and integrity have been deeply rooted within everyone at Bank Syariah Mandiri (BSM) since its early establishment.

Established since 1999, BSM has in fact appeared as blessings and a morale learnt from the 1997-1998 economic and monetary crisis. As is known, the economic and monetary crisis, followed by multi-dimension crisis including in the national politics, has massively affected all aspects of public life, not an exception to business matters. Under such a condition, the conventional banksdominated banking industry suffered from the worst crisis. The government finally took action by restructuring and recapitalizing the banks in Indonesia.

One of the conventional banks, PT Bank Susila Bakti (BSB) owned jointly by Employee Welfare Foundation (YKP) of PT Bank Dagang Negara and PT Mahkota Prestasi also suffered from the crisis. BSB sought to survive the crisis by merger with other banks and inviting foreign investors.

At the same time, the government merged four banks (Bank Dagang Negara, Bank Bumi Daya, Bank Exim, and Bapindo) to become a new bank under the name PT Bank Mandiri (Persero) on July 31, 1999. The merger policy also positioned and declared PT Bank Mandiri (Persero) as the new majority owner of BSB.

Further to the merger, Bank Mandiri embarked on consolidation and commissioned Sharia Banking Development Team. The team aims to develop sharia banking business services within the Bank Mandiri business group as a response to the law enforcement of UU No. 10 Year of 1998 that allows commercial banks for running sharia transaction services (dual banking system).

The Sharia Banking Development Team concluded that the law enforcement serves the right time for converting PT Bank Susila Bakti from conventional to sharia banking. Accordingly, the Sharia Banking Development Team prepared the system and infrastructure to change conventional banking activities of BSB to a bank running on the basis of sharia principles under the name PT Bank Syariah Mandiri just as legalized with the Notarial Act of Sutjipto, SH, No. 23 dated September 8, 1999.

The change in BSB business type into sharia commercial bank has been approved by the Bank Indonesia Governor through Decree No. 1/24/ KEP.GBI/1999, October 25, 1999. Through the Decree of Senior Deputy Governor of Bank Indonesia No. 1/1/

KEP.DGS/ 1999, the central bank approved the bank renaming into PT Bank Syariah Mandiri. Following the approval and legal registration, PT Bank Syariah Mandiri has officially been in operation since 25 Rajab 1420 H or November 1, 1999.

The Bank is now coming, performing and growing as a bank that combines business ideals and spiritual values as the basis of its operation. The harmony of business ideals and spiritual values creates a comparative advantage for Bank Syariah Mandiri to perform in the banking industry in Indonesia. BSM was born to build Indonesia better. (Source: BSM)

Vision
To be the most trusted and preferred sharia bank for business partners

Missions

• To generate sustainable growth and profits
• To put priority on consumer funding and micro, small and medium financing
• To hire and develop professional employees in a healthy work environment
• To develop sharia universal values
• To run banking operations according to sound banking practices.

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A key to the performance quality maintenance of Bank Syariah Mandiri (BSM) rests on continuous development of employee education and training.

BSM upholds the commitment to Human Resources development. High performing employees account for the main pillar towards market leadership and Sharia banking development in Indonesia. Towards human resources excellence, BSM has developed continuous learning programs, supported with the best learning facilities.

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